The general terms and conditions constitute the legal framework for the business relationship between Nigeria24 and the user. In addition, there are special product-specific terms and conditions that apply for individual services which may contain deviations or additions to these regulations.

Deviations of terms and conditions of a user are not accepted by Nigeria24, unless they are expressly acknowledged in writing.

The object of the service provided by Nigeria24 and its partners is information services. They include in no case any rights to software, license rights or other intellectual property rights.

The information about Nigeria24 and other services are described on the website.

The operator reserves the right to change the website or the database offer at any time visually, technically and in terms of content. Should Nigeria24 significantly restrict the contents agreed upon at the time the contract is concluded with the user, the user in question is entitled to terminate the contract extraordinarily without notice.

Nigeria24 submits commercial information about companies registered in the commercial register, especially legal persons stored in electronic databases. Data sources are the company's own data as well as information from cooperation partners, official announcements, public directories, registers and other generally accessible information.

The number and content of the information accessible through Nigeria24 are not determined to a certain extent, but are subject to continuous fluctuations, depending on the availability of the data sources. Nigeria24 creates its information products with commercial diligence. As far as the offered data is taken from data sources of third parties or public accessible directories and there are no reasonable doubts as to the reliability of the source, no further examination of the correctness, completeness or actuality of the delivered data is made.

Nigeria24 is not responsible for the production of a specific information with a scope and content predetermined by the customer, but the transmission of the information about the requested company, which is available at the time of the user request.

Use of the public area of the website is free of charge. All information on companies presented in this area can be used by the user according to the general terms and conditions.

Premium usage requires the conclusion of a fee-based usage contract. For this, the user must be registered on the website. Prior to the conclusion of the contract, the user is offered to read these terms and conditions again and has to accept them.

Upon signing a Premium Usage Agreement, the User will agree to a subscription with a periodic payment obligation. The User may at any time terminate the Agreement by writing an e-mail via the contact form with a three weeks' notice before the end of the paid term. Already paid products will not be refunded.

Nigeria24 is free to offer subscriptions with different terms and periods of notice and to conclude them with the respective users. Nigeria24 will notify the user of the respective term of notice before completion. A change to a contract with a shorter minimum term and a shorter period of notice is not possible during the term of the contract. The user may at any time review the respective terms of the contract in the personal account.

If the user does not pay the due fees, Nigeria24 shall be entitled to block the access of the user.

The user is obliged to provide his customer data truthfully and completely. If, subsequently, a change occurs, the user is obligated to update his data in the personal account.

In case of abusive use (incorrect registration data, use by several people, excessive use, etc.), Nigeria24 is entitled to terminate the contract without notice and without reimbursement of the amounts already paid.

The services in the premium offer are paid.

The prices are displayed to the user before purchasing the corresponding services. In addition, the user has an overview of the concluded contract conditions at any time in the "My account" area of the website. If the contract is a premium usage contract, the user signs a subscription. Nigeria24 is entitled to recoup the respective fees due in accordance with the agreed payment method. All prices are inclusive of the legal sales tax, as long as this is not otherwise marked.

All remuneration is due for payment at the beginning of the respective service. If the consumer signs a contract with a certain minimum period of use, payment is due in advance for the entire period at the beginning.

An invoice is sent to the user for each payment in the personal account or by e-mail.

If payments due can not be collected via the payment method specified by the user, the user will be notified to update the payment method. Nigeria24 is entitled to charge additional costs incurred by the second reminder (such as reminder fees) to the user.

The personal data provided by the user will be processed within the framework of the contract. If necessary for the provision of contractual services, Nigeria24 may forward personal data to contractual partners (for example payment provider, debt collecting agency, etc.). There is no other transfer of personal data to other third parties.

The transmission of personal/commercial data in the context of credit reports requires that the user has demonstrated a legitimate interest in the desired information and that there is no reason to believe that the interests of the entity concerned are protected. The user is obligated to specify the legitimate interest in the query of personal/commercial data using the offered drop-down menu. In accordance with the Data Protection Act, the user is obliged to record the legitimate interest as well as all inquiries and keep these records ready for a period of 12 months. Providers of credit reports are legally obliged to check this information in a sample of users.

All information provided by Nigeria24 is intended solely for use by the user and strictly confidential. A transfer to third parties is not permitted.

When processing requests for SCHUFA information, so-called credit scoring is made. That credit score does not provide an objective assessment of the permissible goods and/or service credit that can be granted.

In addition to borrowing activities information, the credit score takes into account, among other things the size of the company and balance sheet ratios. The score does not include any assessment as to whether possible prior information recipients have provided corresponding deliveries/services or to what extent the accrued company has claimed the maximum credit.

In addition, data on economic activities is provided. For this purpose, the classifications of the industry system of the Federal Statistical Office or other customary classifications are used. The assignment of a company to an industry (incrustation) is based on a highly automated process, in which the business object is evaluated. A 100% reliable indication of economic activity is not possible.

SCHUFA reports may also contain information on the payment behavior of the institutions or shareholders. This notification is only admissible if the knowledge of the creditworthiness of the respective natural person is required within the framework of a SCHUFA-report. As far as SCHUFA information contains personal data of the bodies of the legal person, the legitimate interest in obtaining this data is documented by SCHUFA.

Information on past payment behavior does not provide an objective assessment of the actual payment behavior.

When granting data to its contractual partners, SCHUFA respects the principle of competition neutrality. In this respect, SCHUFA shall treat all contractual partners equally. The SCHUFA information does not contain any information as to where the data originated from. Conversely, the recipient of the information is obliged not to use the SCHUFA data for purposes of competition.

SCHUFA applies the usual care in data processing. With the SCHUFA information, however, neither the existence nor the identity of the requested company is confirmed.

The data stored at SCHUFA will be stored as long as they are not yet completed. As a rule, they are deleted three calendar years after completion. In addition, a deletion or correction is only made if the original notification was inadmissible.

Any data abuse is prohibited. In particular, the collection and storage of data from the databases as well as the complete, partial or fragmentary use of the data for commercial exploitation or as an underpinning or aid for compiling or supplementing directory of participant, address or other data, as well as reading the databases on the Internet for the aforementioned purposes.

The user is prohibited from using any mechanisms, software or scripts that affect connection and/or display of the website.

Blocking, overwriting, modifying, copying, in particular copying by "Robot / Crawler" search engine technologies, as far as this is not necessary for the proper use of the services of Nigeria24, is prohibited. Copying by means of "robot / crawler" search engine technologies is, for example, not required for the proper use of the services of Nigeria24 and therefore expressly prohibited.

The User shall also refrain from any action which is likely to affect the functionality of the Nigeria24 infrastructure, in particular to unduly burden it.

Access data must be strictly confidential and kept safe from access by third parties. It is forbidden to allow third parties to use the portal with user's access data.

The user is obligated not to use the portal abusively. Especially mustn't

• publish via nigeria24.me any content that violates copyright, trademark, patent laws, the rights of third parties;
• publish pornographic content in the sense of criminal law;
• impose an offense or sexist utterances or are otherwise illegal or immoral;
• to use any facilities, programs or other means (viruses, etc.) which may lead to changes to the website;
• attempt to circumvent any access restrictions imposed by Nigeria24

Compensation claims of the customer against Nigeria24, including their vicarious agents, suppliers and legal representatives, shall be excluded in any case of breach of duty, unless deliberate or gross negligence.

Nigeria24 shall not be liable for the factual accuracy and completeness of the data collected from official sources and announcements, or collected by its partner companies, or made available by other information service providers and managed by it.

The aforementioned exclusions and limitations of liability do not apply in cases of mandatory legal liability or culpable injury to life, limb or health.

The user is liable without limitation for:

• abusive retrieval of data
• abusive use of information

and shall indemnify Nigeria24 in case of third-party claims arising therefrom.